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Standard Chartered/SC제일은행Standard Chartered/SC제일은행

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360° Rewards
Point accrues every month based on your transaction with the bank. To make your transaction with the bank more convenient, we provide you with an array of fee waiver benefits specific to each client grade

360˚rewards

Usage

My point inquiry

Point Usage

You can use or convert the accumulated points as below.

Usage
Inside the Bank
Transaction Fee Pay fees charged for bank transaction Partial payment with points is unavailable.
Loan Interest Use points to pay mortgage and unsecured loan interest ※ However, corporate mortgage and student loan are excluded. Partial payment with points is available.
Credit Card Payment Pre-pay Credit cards charges excluding check card
New Product Purchase Use points to make initial payment for regular savings products(installment deposit)
New Fund Product Purchase Use points to make initial payment for fund products(front end loaded fund excluded)
Point deposit Deposit to your credit settlement account or deposit to your SC bank account.
Cashback Branch, Client Experience : credit card reward points converted into cash shall be deposited into the client’s SCBK CASA account
Internet Banking, Mobile Banking : credit card reward points converted into cash shall be deposited into a bank account used for card bill settlement registered at SCBK or the client’s SCBK CASA account
Outside the Bank
Outside the Bank
Airline Miles(Korean Airlines/Asiana Airlines) Convert to airline mileage
  • Asiana Airlines: 1 Mile=15 points
    (Conversion unit is 100 miles)
  • Korean Airlines: 1 Mile=20 points
    (Conversion unit is 100 miles)
  • Provided to BC-Asiana/Korean Airlines Miles alliance cardholders
BC TOP Point Convert to BC TOP points
Point conversion rate: 1 TOP point = 1 p
(A minimum of 10 p required for each conversion)
  • Provided to BC check/credit cardholders with TOP point service
Gift Certificate Purchase
(From 2023.1.1, Buy gift certificates will be stopped)		 Purchase, department store gift voucher, culture voucher sold in SCBK ※ Point conversion rate 1 KRW = 1 P
Convert to PAYCO points

Point conversion rate: KRW 1 = 1 point (minimum conversion of 1 point)
Points can be converted immediately as requested / weekend available
※ Only for PAYCO users with a registered SCBK account at the PAYCO app

PAYCO point can be used at PAYCO alliance stores with PAYCO app, and check PAYCO homepage (www.payco.com) for details of available stores
Charity donation Donate to social welfare corporation, Hanbit Foundation Hanbit Hyojung (Hanbit Art Company)
  • Point conversion rate: 1 won = 1 p
Shinsegae points Convert to Shinsegae points
  • Point conversion rate: 1 won = 1 p
  • Provided to SC-SSG Alliance cardholders
  • Points will be converted on the following day of the request
Samsung Card Bonus points Convert to Samsung Card Bonus points
  • Point conversion rate: 1 won = 1 p
  • Provided to SC-Samsung Alliance cardholders
  • Points will be converted immediately / available on weekends
Reward alliance stores SCBK Reward-based cardholders can use point at reward point alliance stores
  • Reward-based cards: (credit card) Reward Plus, Reward 11, Sigma, emart 360 / (check card) Reward 360, Reward 11, Shinsegae 360
  • The full purchasing price will be withdrawn from the account when purchasing with a check card and the amount equal to the point used will be offered as cashback on the next payment day
  • Point conversion rate is 1 won = 1 point if there is no additional notification.
    Points are terminated if not used within 5 years (point usage uses FIFO method).
    360° reward program preferred service may be changed without prior notification, in accordance with the bank’s policy.
  • If there is no specific guide, point conversion rate 1P = KRW 1 is applied.
  • Point automatically expires 5 years after its accumulation (Point redemption is made using FIFO)
  • Preferential service of 360° rewards program can be changed without notice according to the Bank policy
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