Board of Directors

• Risk Committee
• Audit Committee
• RemunerationCommittee
• NominationCommittee
• Country Head of Audit

  Country Internal Audit

CEO

• CEO Office
• Compliance Officer

Corporate & Institutional Banking

• International Corporates

  Commercial Real Estate

• Financial Institutions
• CIB Business Support & Governance
• Financial Markets
  • FM Sales
  • Trading
  • Treasury Markets
  • Structuring
• Corporate Finance
• Transaction Banking
  • TB Cash
  • TB Trade
  • TB Securities Services
  • TB Commercial Banking
  • TB Correspondent Banking

Commercial Banking

• Segment Mgmt & Client Proposition
• Process &Governance
• Sales & Service

Retail Banking

• Distribution Network
  • Regions
  • PB Center
• BB/Corporate Partnerships
  • Business Banking
  • Corporate Partnerships
• Voice & Virtual
• Digita
  • Digital Platform
  • Digital Commerce
• Transformation
• Retail Products
  • Retail Lending Products
  • Credit Card
  • Retail Deposits
• Retail Segments
  • Priority Banking
  • Personal Banking/Alliances
  • Retail Analytics

Wealth Management

• Wealth Markets Products & Sales
• Bancassurance
• Managed Investment Products
• Investment Strategy & Advisory
• Wealth Proposition & Solutions
• Wealth Policies & Processes

Finance

• Business Finance
• Country Finance
• Financial Services
• ALCO & Capital Management
• Property
• Supply Chain Management

CRO

• Retail Risk
• Market / Liquidity Risk
• Group Special Assets Management
• Operational Risk
• Risk Management

  Credit Review

Credit Underwriting

• Corporate, Institutional & Commercial Credit
• Retail Risk Operations

Human Resources

• Business HR
• HR Service Delivery
• Performance, Reward & Benefits
• ER & Conduct
• Learning
• WM Trust
• Trustee

Technology & Innovations

• Application Development & Suppo
• Country Technology Management
• T&I Risk & Controls

Operations

• Retail Banking Operations
  • RB Client Onboarding
  • RB Client Servicing & Transacting
  • RB Business Risk Management
• Trade Operations
• Securities Services Operations
• Financial Markets Operations
• Cash Operations
• CIB Client Services & Operations

CISO

• Information Security

Corporate Affairs and Brand & Marketing

• Communications & Sustainability
• Brand & Marketing

Condect, Financial Crime & Compliance

• CFCC Govemance
• CFCC Advisory, CCIB
• CFCC Advisory, RB
• Regulatory Affairs
• Financial Crime Compliance
• Customer Protection
• Desk-top Monitoring

Legal

• C, C&I Banking Legal
• Retail Banking Legal
• Shared Investigative Services
• Corporate Secretariat