Board of Directors

• Risk Committee
• Audit Committee
  • Country Head of Internal Audit

    Country Internal Audit

• RemunerationCommittee
• NominationCommittee

CEO

• CEO Office
• Compliance Officer
• Consumer Protection

  Financial Consume Protection

Consumer Protection

• Financial Consume Protection
• Financial Consume Complaint Support

Corporate & Institutional Banking

• International Corporates
• Commercial Real Estate
• TB Sales
• Financial Institutions
  • FI Correspondent Bank Sales
• CIB Business Support & Governance
• Financial Markets
  • FM Sales
  • Macro Trading
  • Treasury Markets
  • Structuring
  • Securities Services
  • Project Export Finance & Financing Solutions
• Transaction Banking
  • TB Cash
  • TB Trade
• Stressed Assets Group

Consumer, Private and Business Banking

• Affluent
  • Regions
  • PB Center
  • Priority Banking
  • New Client Sales
  • Distribution Management & Development
  • Employee Banking Sales
  • Affluent Sales Support
• Business Banking
  • BB sales & Relationship Management
  • BB Product & Governance
  • BB Segment & Portfolio Management
• Client Experience
• Personal Banking & Digital
  • Digital Platform & Experience
  • Digital Sales & Partnerships
  • Digital Payment & Cash Solutions
  • Personal Banking
• Analytics & Performance Management
  • Data Analytics
  • Performance Management
• Secured Lending & Deposits
  • Secured Lending Products
  • Deposits
• Credit Cards & Personal Loans
  • Unsecured Lending Products
  • Credit Cards
  • CCPL Sales
• Wealth Management
  • Capital Markets Products & Sales
  • Bancassurance
  • Investment Strategy & Managed Investment Products
  • Investment Advisory
  • Wealth Proposition & Solutions

Finance

• Financial Planning
• Financial & Regulatory Reporting
• Balance Sheet Management
• Controls & Governance
• Tax
• Property
• Supply Chain Management
• WM Trust
• Trustee

CRO

• CPBB Risk
  • Secured/BB Credit Risk Management
  • Unsecured Credit Risk Management
  • CPBB Risk Policy & Governance
  • CPBB Collection
• Market / Liquidity Risk
• Operational Risk
• Risk Management

  Credit Review

Credit Underwriting

• Corporate, Institutional & Commercial Credit
• CPBB Risk Operations

Human Resources

• Business HR
• HR Service Delivery
• Performance, Reward & Benefits
• Employee Relations
• People Capability
• Resourcing & Talent
• WM Trust
• Trustee

Technology & Innovations

• Application Development & Suppo
• Country Technology Management
• T&I Governance
• Innovation & Core Banking

Transformation, Technology and Operations

• Technology Business & Function
• Technology InfrastructureManagement
• Transformation & Technology Service
• TTO Risk & Control
• Technology Strategy & Architecture
• CPBB Operations
  • Client Onboarding, CPBB
  • Client Servicing & Transacting, CPBB
  • Business Risk Management, CPBB
• Trade Operations
• Securities Services Operations
• Financial Markets Operations
• Cash Operations
• CIB Client Services & Operations
• OPS WM Policies & Process

  Wealth Management Operations

• FCSO

CISO

• Information Security
• Personal Information Protection

Corporate Affairs and Brand & Marketing

• Communications
• Brand Marketing
• Business Marketing

Condect, Financial Crime & Compliance

• CFCC Govemance
• CFCC Advisory, CCIB
• CFCC Advisory, CPBB
• Regulatory Affairs
• Financial Crime Compliance

Legal

• C, C&I Banking Legal
• CPBB Legal
• Shared Investigative Services
• CorporateSecretariat