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Financial KPIs
(Unit : KRW 100 million, %)
| Classification | 2023 2Q | 2022 2Q | |
|---|---|---|---|
| Assets quality | SBL(Substandard and below loans) | 1,414 | 893 |
| SBL Ratio | 0.31% | 0.17% | |
| Profitability | Return on asset(ROA) | 0.37% | 0.41% |
| Return on equity(ROE) | 8.02% | 8.48% | |
| Net Interest Margin(NIM) | 1.55% | 1.31% | |
| Interest Spread | 1.68% | 1.62% | |
| Liquidity | Liquidity coverage ratio 1) | 129.62% | 118.79% |
| Liquidity coverage ratio in foreign currency 2) | 99.10% | 98.96% | |
- Note 1) Liquidity coverage ratio is calculated by averaging the liquidity coverage ratios on every business day during Q2.
- Note 2) Liquidity coverage ratio in FCY is calculated by dividing the average balance of HQLA by the average balance of net cash outflows on every business day during Q2.
