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Standard Chartered/SC제일은행Standard Chartered/SC제일은행

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Financial Index
SC Bank aims to become the best local financial partner

Financial KPIs

(Unit : KRW 100 million, %)
Rating Reports
Classification 2023 3Q 2022 3Q
Assets quality SBL(Substandard and below loans) 1,699 949
SBL Ratio 0.38% 0.19%
Profitability Return on asset(ROA) 0.36% 0.39%
Return on equity(ROE) 7.67% 8.40%
Net Interest Margin(NIM) 1.55% 1.32%
Interest Spread 1.68% 1.62%
Liquidity Liquidity coverage ratio 1) 126.40% 117.14%
Liquidity coverage ratio in foreign currency 2) 116.20% 108.96%
  1. Note 1) Liquidity coverage ratio is calculated by averaging the liquidity coverage ratios on every business day during Q3.
  2. Note 2) Liquidity coverage ratio in FCY is calculated by dividing the average balance of HQLA by the average balance of net cash outflows on every business day during Q3.

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