Formula : Standard Lending Rate + Additional Lending Rate
Additional lending rate will be decided by a loan officer after taking credit rating and contribution level into consideration.
Standard Lending Rate for Exposure
Subject Loan: SME discount notes, Loans on International Trade notes
Formula : Standard Lending Rate + Additional Lending Rate
Additional lending rate is determined by a loan officer based on credit rating and expected contribution level.
Standard Lending Rate for Short-term Loans
Subject Loan: Large Corporate Discount notes, General Revolvers, Discounted International Trade notes, Receivable Trade Loans
Formula : Standard Lending Rate + Additional Lending Rate
Additional lending rate is determined by a loan officer based on credit rating and expected contribution level.
Standard Lending Rate for Other Loans
Subject Loan: General Loans (Others), Discount notes (Other Discount notes)
Formula : Standard Lending Rate under Fund-raising Interest Rate + Additional Lending Rate
Blended-yield based on Earnings Rate of CD Circulation, Earnings Rate of Corporate Bond, Earnings Rate of Finance Bond, etc.
Additional lending rate is determined by a loan officer based on credit rating and expected contribution level.
Guaranteed Fees : Basic + Additional
Basic Guarantee Fees: 1.0%
Additional Guarantee Fees: above 0.0~1.5%
Additional lending rate is determined by a loan officer based on credit rating and expected contribution level.