Prime Rate Loans

Subject Loan : All loans not subject to deposit interest rate or fixed lending rate
Formula : Standard Lending Rate + Additional Lending Rate

Loan linked to deposit interest rate

Subject Loan: Loan secured by deposits, installment savings, mutual installment savings
Formula: Deposit interest rate + 1.5%

Standard Market-based Lending Rate

Standard Lending Rate for Overdrafts

Standard Lending Rate for Exposure

Standard Lending Rate for Short-term Loans

Standard Lending Rate for Other Loans

Guaranteed Fees : Basic + Additional

Basic Guarantee Fees: 1.0%
Additional Guarantee Fees: above 0.0~1.5%
Additional lending rate is determined by a loan officer based on credit rating and expected contribution level.

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