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360° rewards

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360° rewards Here is everything you need in banking.
  • Accumulation
  • Usage
  • My Point Inquiry
  • Fee waiver

Point usage

You can use the accumulated Points like cash.

Inside the Bank
Transaction Fee Pay fees charged for bank transaction with points Partial payment with points is impossible
Loan Interest Use points to make principal and interest payment for mortgage and unsecured loan
¡Ø However, corporation mortgage and student loan are
excluded.
Partial payment
with points is possible
Credit Card Payment Credit cards excluding check card
New Product
Purchase
Use points to make initial payment for regular savings products (installment deposit)
New Fund Product
Purchase
Use points to make initial payment for fund products
Outside the Bank
Airline Mileage (KAL)
  • Convert to airline mileage
  • ¡Ø However, this is applied only to a customer holding SCBK air mileage
    alliance card. If transaction is suspended or expiry date is passed for
    the concerned card, airline mileage conversion is not allowed
  • ¡Ø Point conversion rate 1Mileage = 27P
    Basic conversion unit : 100 mileage
BC TOP Point
  • Convert to BC TOP points
  • ¡Ø However, this is applied only to SCBK credit card holder. If transaction
    is suspended or expiry date is passed for the concerned card,
    conversion is not allowed
  • ¡Ø Point conversion rate 1 Top Point = 1.5P
    Basic conversion Unit : 10 Top Point
Gift Certificate Purchase
  • Purchase gift card, department store gift voucher, culture voucher sold in SCBK
  • ¡Ø Point conversion rate 1 KRW = 1.5P
Online Shopping Mall Open in Dec 2012
  • ¡Ø If there is no specific guide. point conversion rate 1P = KRW 1 is applied
  • ¡Ø Point is automatically expired 5 years after its accumulation (Point redemption is made in FIFO way)
  • ¡Ø Preferential service of 360° rewards Program can be changed without advance notice according to the Bank
    policy